Meghalaya Poultry Farming Scheme

The CM-ELEVATE program, a flagship initiative by the Government of Meghalaya, is designed to engage and empower the youth through entrepreneurship, positioning them as active partners in the state’s development. This program provides comprehensive support to a diverse range of entrepreneurs, including individuals, collectives, village organizations, and traditional institutions, facilitating the establishment and growth of businesses across various sectors. Its primary goal is to foster employment, engagement, and empowerment among the youth of Meghalaya by promoting entrepreneurship and ensuring easy access to credit through collaboration with various banks as financial partners of the program. To mitigate the associated credit risks, the Government offers front-end subsidies in the form of down-payments and back-end subsidies in the form of EMI co-payments. Through this program, entrepreneurs, whether individuals, collectives, village organizations, various business entities, or traditional institutions, gain seamless access to a variety of schemes via a unified online portal. The program encompasses a wide array of sectors, including agriculture, horticulture, veterinary and animal husbandry, tourism, entertainment, sports, wellness, and any economically beneficial business ventures for the people of the state.

Scheme Details

About

Aspiring entrepreneurs, registered and un-registered entities in Meghalaya can access financial assistance and comprehensive support through the CM-ELEVATE program. This support encompasses:

  1. Financial grant and easy credit to the entrepreneurs: The financial support serves as a vital catalyst for entrepreneurs looking to invest in poultry farming.
  2. Skill Development and Training: The program offers skill development and training initiatives to enhance the capabilities of entrepreneurs.
  3. Capacity Building: Entrepreneurs receive capacity-building resources, helping them acquire the skills necessary for successful business management.
  4. Mentorship: Mentorship initiatives are available to guide entrepreneurs in their journey towards business success.
  5. Market Access: The program facilitates market linkages, enabling entrepreneurs to access broader markets for their products and services.
  6. Business Advisory Services: Entrepreneurs benefit from advisory services to make informed decisions in their business ventures.

     

Meghalaya Poultry Farming Initiative Scheme: 

An integral component of the CM-ELEVATE program is the Meghalaya Poultry Farming Initiative Scheme. This initiative is designed to uplift the livelihoods of entrepreneurs by promoting poultry farming as a significant economic activity. Key details of this Scheme include:

  1. Credit-Linked scheme: The scheme operates as a credit-linked scheme, closely connected with a partner bank, and is implemented by the Department of Animal Husbandry & Veterinary.
  2. Economic Growth: The primary objective of this scheme is to contribute to the state’s economic growth by promoting and supporting poultry farming.
  3. Financial Assistance: The entrepreneurs will receive financial assistance of 50% of the total project costs including interest. The support provided includes capital assistance and operational support through EMI co-payment.
  4. Training and Capacity Building: Entrepreneurs are provided with training and capacity-building resources to assist in the establishment and management of their Poultry units.
  5. Market Access: The scheme facilitates access to market linkages and additional resources to help entrepreneurs effectively sell their poultry farming produce.

Importance of Poultry in CM Elevate Scheme

Poultry farming holds a vital position within the CM-ELEVATE program in Meghalaya, contributing significantly to the state’s development and nutrition. Here are the key aspects of its importance:

  1. Economic Significance: Poultry farming serves as a substantial source of income for Meghalaya’s population, particularly in rural areas. It generates employment opportunities, including women, and is known for its efficient conversion of resources. Poultry can efficiently utilize grains, kitchen scraps, and other organic waste materials, contributing to the rural economy.
  2. Nutritional Benefits: Beyond its economic significance, poultry farming directly addresses nutritional challenges within the state. Poultry products, such as eggs and poultry meat, are rich sources of protein and essential nutrients. These contribute significantly to combating malnutrition and promoting overall health among Meghalaya’s residents.
  3. Government Commitment: The inclusion of the Meghalaya Poultry Farming Initiative Scheme within the CM-ELEVATE program underscores the government’s broader commitment to promoting poultry farming as a key economic activity. This initiative aligns with the government’s vision to enhance the state’s GDP, with poultry farming expected to play a pivotal role in achieving this objective.
  4. Creating Entrepreneurial Resilience: The government’s primary objective is to cultivate a resilient entrepreneurial ecosystem that not only supports local businesses but also fosters the holistic development and prosperity of Meghalaya. Poultry farming, given its economic and nutritional advantages, stands as a critical component in realizing this vision.

     

Objectives

    • Economic Development: Contribute to the overall economic development of Meghalaya by strengthening the poultry farming sector, which has a significant impact on the state’s agricultural GDP.
    • Promote Entrepreneurship: Foster entrepreneurship in the poultry farming sector to stimulate economic growth and create a resilient entrepreneurial ecosystem within the state.
    • Achieve Self-Sufficiency: Increase production of eggs and poultry meat within the state to attain self-sufficiency and reduce reliance on imports from other regions, thereby promoting economic independence.
    • Combat Malnutrition: Raise the per capita availability of eggs and poultry meat to combat malnutrition and address protein deficiency in the state’s population, thereby improving public health.
    •  Skill Development: Offer comprehensive scope for training and capacity-building to entrepreneurs, enhancing their skills and knowledge in poultry production while fostering entrepreneurship.
    • Livelihood Diversification: Encourage entrepreneurs to adopt poultry farming as a viable livelihood option, generating employment opportunities, additional income, and contributing to economic development.
    • Women Empowerment: The Meghalaya Poultry Farming Initiative Scheme will empower women in rural areas by actively involving them in poultry farming activities. The scheme will provide training and financial assistance to women to help them start or expand their Poultry businesses.

       

Scheme Overview

 

Scheme- The Meghalaya Poultry Farming Initiative Scheme –Meghalaya Poultry Farming Initiative Scheme –  50% financial aid on the project cost to the entrepreneurs, involved in the animal husbandry sector, from the Government of Meghalaya and additional support such as trainings, capacity building programs and market linkage programs.

Who can apply?

  1. Individuals from Meghalaya
  2. Registered entities:  Any group/entity registered in Meghalaya such as Cooperatives, Farmer Producer Companies (FPC), Farmer Producer Organisation (FPO) and so on.
  3. Un-registered entities: Traditional institutions, shelf help groups, producer groups and so on based in Meghalaya

Note: Applications from following shall not be normally considered.

  1. Organizations with any political affiliation
  2. Individuals and their dependents from employees (current/retired and drawing pension) of central and state government, PSUs etc.
  3. Only one person from one family is eligible for obtaining financial assistance for setting up of projects under this Scheme.
Nodal department for the CM-ELEVATEDepartment of Planning, Government of Meghalaya
Implementing agencyfor the Meghalaya Poultry Farming Initiative SchemeDepartment of Animal Husbandry & Veterinary
Application procedureOnline application on the CM-ELEVATE Portal

Eligibility

CategoryFormationPrimary CriteriaOther Criteria
Individuals from MeghalayaIndividual entrepreneursMust provide valid government ID proof with an address such as Aadhar Card, Voter ID, Passport and so on.
  1. Should possess land, either self-owned or on lease, verified by the competent authority
  2. Should possess a training certificate on the sector applied for from a recognized Institution, preferably from a Government Institute
  3. Preference for availing loans will be given to entrepreneurs and entities with prior experience of undertaking Poultry.
  4. The entrepreneur must have access to adequate and quality feed for the birds.
  5. e.      The entrepreneur must have a vaccination Scheme in place for the birds.
  6. The entrepreneur must have a plan for marketing the poultry products.
  7. The entrepreneur’s village must be in an area where poultry farming is feasible.
  8. The distance between the entrepreneur’s village and the nearest market must be reasonable.
  9. The entrepreneur should not be a credit defaulter from any bank.
Registered Entities from MeghalayaAny group/entity registered in Meghalaya such as Cooperatives, Farmer Producer Companies (FPC), Farmer Producer Organization (FPO) and so on.
  1. Must provide an Incorporation Certificate or a registration certificate whichever is applicable.
  2. At least two members should possess a training certificate on the sector applied for from a recognized institution, preferably from a government institute.
Unregistered Entities from MeghalayaTraditional institutions, shelf help groups, producer groups and so on.
  1. Eligibility certification from competent government authority like BDO/SDO/Department in case of Producer group from DPMs.
  2. The non-registered entity must have a constitution/bylaws/framework that outline the group’s structure, objectives, and procedures.

 

Who Can Apply for the Elevate – Poultry scheme

  1. Individuals from Meghalaya 
  2. Registered entities:  Any group/entity registered in Meghalaya such as Cooperatives, Farmer Producer Companies (FPC), Farmer Producer Organisation (FPO) and so on.
  3. Un-registered entities: Traditional institutions, shelf help groups, producer groups and so on based in Meghalaya.

 

Application Process

Entrepreneurs are required to complete the application process and submit all the required documents online on the CM-ELEVATE program portal.

Financing Plan

 
Summary of the financing plan:

The figure below shows the overall summary of the financing of the project.

Financial partners
  1. Meghalaya Rural Bank (MRB)
  2. State Bank of India (SBI)
  3. HDFC Bank
  4. Northeast Small Finance Bank
  5. The Shillong Co-operative Urban Bank Ltd.

Credit details – Illustration to understand the payment terms
Loan Amount50% on the total project cost
Loan term5 years
Moratorium period12 months
Annual rate of interestVariable interest rates are applicable for partner banks.

Quantum and Nature of Assistance:
  • Financial Support:

Total down payment will be 50% of the project cost and the remaining 50% will be on credit through a bank loan. 

    • 5% of the project cost is to be paid by the entrepreneur to the bank
    • 45% of the project cost will be paid by the Government of Meghalaya to the bank.
  • EMI support: 

To reduce the burden of the operational cost on the entrepreneur in the first two years of business, Government of Meghalaya will support the entrepreneur by paying EMI co-payment equivalent to 5% of the project cost.

  • Additional support:
    1. Guidance in application process through implementing agencies
    2. Support in project realization of the business venture under this program
    3. Training and capacity building of the entrepreneurs to successfully run their business ventures under this program

Payment terms
Total project cost₹ 1,20,000
Total Downpayment/upfront50%₹ 60,000
Applicant’s upfront contribution5%₹ 6,000
Govt Upfront contribution45%₹ 54,000
Bank interest10.9%
Loan Term years5
EMI support from GoM5%₹ 6,000

** Annual interest rate may differ at the time of sanction of the loan and prevailing rate of the bank will be applicable.

EMI payment

 

Down

payment (₹)

EMI Monthly
 1-6 months (₹)7-12 months(₹)13-18 months (₹)

19-24 months

(₹)

25-36 months

(₹)

37-48 months

(₹)

49-60 months

(₹)

Applicant’s Contribution6,000 001,2251,225 1,7251,725 1,725
GoM Contribution54,0000050050000 0
Total60,000 001,7251,725 1,7251,725 1,725
Financial Aid Disbursement
  1. Down-payment support from the Government of Meghalaya will be transferred to the bank in favour of the entrepreneur within 15 days of receival of request from the bank.
  2. If entrepreneurs fail to produce the relevant documents and deposit the required margin money within the defined period of time of announcement of the results, the allotment will be automatically cancelled and passed on to the Entrepreneurs in the waiting list.
  3. EMI support will be deposited to the loan account of the entrepreneur based on the assessment of the criteria mentioned.

Application Portal Availability

The portal will be activated at regular intervals to accept applications.

Evaluation

Applications will be evaluated through a three-step process and following which the final list will be declared.

Shortlisting of applications:

Applications will be shortlisted based on the verification of all required documents mentioned above.

Evaluation of the shortlisted applications:
    1. The District level screening committee shall perform the initial screening of the applications based on the authentication of submitted documents and recommend the names to the State level committee. The Screening Committee may also do a physical background verification of the shortlisted applications.
    2. The State level sanction committee headed by senior most Secretary /Commissioner secretary/Secretary of the department will approve the recommendation by the district level committee and the same shall be communicated to the bank.
    3. The bank will take up with the entrepreneurs for the processing of the loan.

Personal interviews:

Personal interviews of the screened entrepreneurs may be conducted by the committee.

Determining annual target of the Scheme

The annual target of the Scheme will be annually determined by the Department of Animal Husbandry & Veterinary in coordination with the nodal departments.

Economic Benefits

Indicators:
Number of chickens: 150
Laying rate: 50%
Number of eggs per chicken per year: 170-240
Price per egg at farmgate: Rs 7
Price Per Hen at Farmgate: Rs. 500
     Mother Stock will be sold
 Year 1Year 2Year 3
ParticularsDetailsQtyDetailsQtyDetailsQty
Initial Number of Chickens 150135 122 
Survival Rate 90%90% 90% 
Remaining Chicken 135122 108 
Total Eggs Produced 135 * 25033,750122*20024,400108 * Rs 400/chicken 
Revenue33,750* Rs 7₹ 2,36,250.0024,400*Rs7₹ 1,70,800.00 ₹ 43,200.00
Expenditure   ₹ 40,000.00 ₹ 30,000.00
EMI   ₹ 2,450.00 ₹ 2,450.00
Net Profit ₹ 2,36,250.00 ₹ 1,28,350.00 ₹ 10,750.00
Cost-Benefit Analysis
  • Costs: This encompasses expenses related to training, financial aid disbursement, program administration, and other operational costs.
  • Benefits: The benefits encompass the increased income generated by participating poultry entrepreneurs, the contribution to local and state economies through egg and meat production, and the potential reduction in malnutrition through increased food availability.
Economic Impact

Assessing the economic impact of the program on the local and state economy is crucial. This can include job creation, increased economic activity in the poultry sector, and improved food security due to increased egg and meat production.

Social Impact

In addition to economic factors, the program should evaluate its social impact, including the empowerment of poultry entrepreneurs, improved livelihoods, and the potential reduction in malnutrition among participating households.

Suggestions for maximizing profit in Poultry
  1. Enhance Reproductive Performance: Improving the reproductive performance of poultry can be achieved through ensuring comfortable and clean housing conditions and providing them with a balanced and nutritious diet.
  2. Optimize Hatch Rates: Increasing the number of eggs hatched successfully can be achieved by selecting healthy and genetically suitable breeding stock (hens and roosters).
  3. Timing of Breeding: Ensuring that mating is timed correctly according to the reproductive cycle of the hens can improve hatch rates and overall production.
  4. Nutrition for Ovulation and Fertilization: Providing hens with the right nutrients is essential for successful ovulation and fertilization.
  5. Minimize Embryonic and Fetal Mortality: Creating a clean and disease-free environment is crucial to minimize the mortality rate among developing embryos and foetuses.

     

Unit cost of rearing Layer bird (BV 380) or Kurolier bird for egg production/duel purpose

PARTICULARSAMOUNT ()
Cost of Shed construction50,000.00
Cost of birds for 1st Cycle @ ₹120/- per bird (4 weeks) for 150 birds18,000.00
Tools & equipment (Waterer, feeder, brooder, hoover etc.)12,000.00
Feed Cost for one cycle40,000.00
TOTAL UNIT COST:1,20,000.00

** **** In this project, the birds will be reared in deep litter system. the poultry sheds will be constructed using locally available materials.

FAQs

Meghalaya Poultry Farming Initiative Scheme is a credit linked scheme launched by Animal Husbandry & Veterinary Department to foster poultry farming as a significant economic activity in the state. Under this financial aid of 50% on the total project cost, training, capacity building, and mentorship to help poultry farmers improve their production, boost their income, and address nutritional challenges in the state. The project cost includes construction of shed; buying animals; cost associated with veterinary care and buying feed; and contingency cost.

Meghalaya Pig Farming Initiative Scheme is one of the 15 other bank linked schemes being launched under the CM-ELEVATE programs.

Animal Husbandry & Veterinary Department is implementing the scheme at state level.

Any  entity or group of farmers involved with agricultural products and legally registered with the government of Meghalaya such as Cooperatives, Farmer Producer Companies (FPC), Farmer Producer Organisation (FPO) etc. 

Any entity or group of farmers such as village organizations, self-help groups, producer groups and any other traditional institutions based in Meghalaya who are not currently registered/incorporated with the government of Meghalaya.

No age limit for the entrepreneurs.

There is no application fee.

Currently the last date of application for the first phase of the scheme is 31st of October 2023.

Entrepreneurs could contact the helpline team through a call or email for any queries related to application process. 

Entrepreneurs can also contact the District Animal Husbandry and Veterinary Officer for any clarifications.

The application process will be processed and evaluated through district and state level committees which will be notified by the implementing agency from time to time.

You can send your grievance to the helpline number.

No changes will be applicable after submission. It is advisable that the applicants read and answer each question carefully and all changes should be made before submitting the application.

The scheme is offering 50% financial aid on the total project in the form of 45% as upfront support and remaining 5% as EMI co-payment for twelve months. The upfront contribution will be provided to the entrepreneurs in three instalments based on achieving various milestones of the project such as buying raw materials for shed construction, completion of shed construction and  buying animals.

You can receive 50% of the total project cost to start a poultry farm.

You can choose any of the partnered banks under the scheme based on your convenience and ease. The banks which are currently part of the scheme are Meghalaya Rural Bank (MRB), State Bank of India (SBI), HDFC Bank and Northeast Small Finance Bank.

The repayment period with 5 years inclusive of 12 months of moratorium period. 

Interest rates may vary depending on the bank you choose for credit support. You should inquire with the selected bank for specific interest rate details.

No, currently there are no pre-closure penalties for the loan.

The subsidy is disbursed to the entrepreneurs through financing partners under the scheme.

Trainings may be provided and the same will be notified by the Implementing Agency from time to time.

Yes, training provided by the Implementing Agency will be mandatory. 

Training locations will be notified by the Implementing Agency from time to time.

No, there is no fee associated with trainings provided by the implanting agency.

Duration of the trainings will be notified by the Implementing Agency from time to time.

You are requested to contact PRIME Hub or District Animal Husbandry and Veterinary Officer to inform about any challenges being faced at any stage of the project for any guidance and requirements.

Eligibility:

  1. Individuals from Meghalaya
  2. Any farmer’s association/group/entity registered in Meghalaya such as Cooperatives, Farmer Producer Companies (FPC), Farmer Producer Organisation (FPO) etc.
  3. Any unregistered entity such as village organizations, self-help groups, producer groups and any other traditional institutions etc.  based in Meghalaya can apply.
  1. Non-permanent residents of Meghalaya are not eligible to apply.
  2. Applications from following shall not be ordinarily considered
    • Pressure groups  and organizations that are primarily political in nature
    • Government employees (currently employed or retired and drawing pension) and their dependents.
  1. Permanent residents of Meghalaya are eligible for the scheme
  2. Should possess land, either self-owned or on lease, verified by the competent authority 
  3. Should possess a training certificate on the sector applied for from a recognized Institution, preferably from a Government Institute 
  4. Preference for availing loans will be given to entrepreneurs and entities with prior experience of undertaking piggery
  5. The entrepreneur must have access to adequate and quality feed for the pigs
  6. The entrepreneur must have a vaccination Scheme in place for the pigs.
  7. The entrepreneur must have a plan for marketing the pigs and their products
  8. The entrepreneur ‘s village must be in an area where pig rearing is feasible.
  9. The distance between the entrepreneur’s village and the nearest market must be reasonable
  10. Must provide valid government ID proof with an address such as Aadhar Card, Voter ID, Passport etc.
  11. Shall be eligible for loan and shall not be a credit defaulter from any bank.
  1. A valid photo identity with address which includes Aadhar Card, Voter ID, Passport and driving license. 
  2. Aadhar card and Aadhar linkage with the bank is mandatory to receive the benefits of annual rate of interest subvention up to 3% on the purchase of refrigerated trucks.
  3. A letter of certification needs to be provided from the Block Development Officer (BDO) to support the claim for involvement in agriculture sector
  4. Pan card (Optional)
  5. Latest bank statement of 1 year (Optional)
  6. Trade license wherever, if available
  7. GST certificate and proof of return,  if available
  8. Any other document as specified by the department and financing bank.

Planning, Investment Promotion & Sustainable Development Department, Government of Meghalaya, 

Departments

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